FINALLY! A CARD REWARDS PROGRAM THAT HELPS OTHERS
Lucy is mobile banking for women in Singapore.
Lucy helps:
Entrepreneurs
with fee-free account and business growth tools.
Employers
with helper salary payments & loan management.
Households
with a fee-free account, expense tracking & prepaid Mastercard.
Domestic helpers
with salary advances & low-cost money transfers home.
Open an account in 3 minutes. It's free!
- Fee-free account
- Mastercard debit card
- No-interest salary advances
- Savings pockets
- Loan management
- Low-cost remittances
- Peer and mentor support
- E-training and marketplace

Regulated by the Monetary Authority of Singapore
CHOOSE HOW YOUR REWARDS POINTS ARE USED
USE YOUR LUCY MASTERCARD FOR EVERYDAY PAYMENTS AND EARN LUMEN POINTS.
Your points will benefit underprivileged women in Singapore.

Reward a community childminder
POINTS: 150

Help a homebaker to rise
POINTS: 300

Equip a helper to enjoy Sunday excercise
POINTS: 121

Bring free exercise classes to more helpers
POINTS: 2000
WHAT OUR CUSTOMERS ARE SAYING
I am excited to say that you have two new customers! Today my helper and I completed signing up for the service, I transferred in money to Lucy, became connected with her, transferred her salary to her and then she sent that to the Philippines. She was most excited about the earned wage access, that she only had to pay $3 to transfer the funds to the Philippines (not $8) and I was happy that I did not have to go to the ATM to withdraw cash! It was GREAT!
- Andrea, finance professional & mother
Having a separate account for my household expenses have been a godsend! Often in a month, even though I budget x amount for say, dining out, I don't track my expenses. I have a Mastercard for my Lucy account and use that exclusively whenever I am dining out. By separating finances as such, I don't need to keep an eye on any excel sheets--making my life much easier!
- Ava, Mother
I am a mumpreneur and have been using Lucy to manage my business expenses. In the past, I went through lots of paperwork just to open a SME account with a bank. With Lucy, I opened an account instantly and received a Mastercard that looks really cool! Now I am using it to pay my staff too. 😄
- Ying, entrepreneur & mother
Love the Lucy banking app! I don't have a helper, but it works great as a first card for my pre-teen. Especially since so many places are cash-free now!
- Ellenor, entrepreneur & mother
Fabulous to have such a useful and user-friendly app for helpers for employers. Really recommend it!
- Helen, lawyer & mother
FEATURED IN






WHY WOMEN IN SINGAPORE LOVE LUCY
Create an account for each aspect of your life in minutes, issued with your own prepaid Lucy Mastercard with no fees or minimum balance.
One for you, one for groceries, one for your helper, one for your small business and one for your children. Name each card and keep track of where money goes.
Lucy’s card has all features of a bank account, but without the unfriendly experience.
Your Lucy prepaid Mastercard can be used anywhere with a Mastercard logo - in store, public transport or online.
Create an account now!