What our customers are saying
Sending money home is this cheap? I pay 3 times this at the agent!
- Elizabeth, Foreign Domestic Worker
I am excited to say that you have two new customers! Today my helper and I completed signing up for the service, I transferred in money to Lucy, became connected with her, transferred her salary to her and then she sent that to the Philippines. She was most excited about the earned wage access, that she only had to pay $3 to transfer the funds to the Philippines (not $8) and I was happy that I did not have to go to the ATM to withdraw cash! It was GREAT!
- Andrea, finance professional & mother
Fabulous to have such a useful and user-friendly app for helpers for employers. Really recommend it!
- Helen, lawyer & mother
no bank account fees, no minimum balance
Create your account in minutes, issued with your own Lucy Mastercard with no fees or minimum balance. Lucy’s digital card has all features of a bank account, but without the unfriendly experience. We go beyond boundaries - money with your name on it. Lucy thinks like you.

SAVINGS POCKETS WITH GOALS TO HELP YOU SAVE TOWARDS YOUR DREAMS
Easy to create separate accounts with meaningful names and goals. No fees or minimum balance. Lucy helps you remove temptation to spend and encourages you to save towards your dreams and realising your potential. Lucy turns what-ifs into when can we start.
LOWEST REMITTANCE RATE OF $1.50 TO INDONESIA AND THE PHILIPPINES
Having fair and accessible rates for international transfers is just one of the elements that make us built for entrepreneurial women. Benefit from low-cost digital remittances back home - just a fixed $1.50 to banks, and $3 to cash agents, plus very good exchange rates - directly from within the app.


NO-INTEREST SALARY ADVANCE
Lucy's Salary feature includes no interest-free salary advances. Lucy will manage salary accumulation so you can see how much you have earned each day. You can draw down your available salary whenever you need to for a small fixed fee of $1 per drawdown.
LOAN MANAGEMENT
- COMING SOON
Coming soon to Lucy is loan management. Request a loan from your employer who then can set it up with your agreed interest rate, the loan amount and the duration. The instalments would be automatically deducted from your monthly salary. As this will also be tracked and there will be an opt-in “loan agreement” from both sides, there will be no dispute.
