What our customers are saying

Sending money home is this cheap? I pay 3 times this at the agent!
- Elizabeth, Foreign Domestic Worker

I am excited to say that you have two new customers! Today my helper and I completed signing up for the service, I transferred in money to Lucy, became connected with her, transferred her salary to her and then she sent that to the Philippines. She was most excited about the earned wage access, that she only had to pay $3 to transfer the funds to the Philippines (not $8) and I was happy that I did not have to go to the ATM to withdraw cash! It was GREAT!
- Andrea, finance professional & mother

Fabulous to have such a useful and user-friendly app for helpers for employers. Really recommend it!
- Helen, lawyer & mother

WHAT CAN LUCY DO FOR YOU AS A HELPER?

Lucy is a mobile app for extraordinary everyday women.
Lucy provides you with:

Low-cost remittances home (Indonesia, Philippines)
Benefit from low-cost digital remittances - just a fixed $1.50 to banks, and $3 to cash agents, plus very good exchange rates - directly from within the app.

No-interest salary advances
Access your earned salary any day of the month for a single fixed fee of $1.00 per drawdown. 

Fee-free accounts with Mastercard 
Easy to open, fee-free accounts with digital Mastercard for shopping online or order your physical Mastercard for free.

Named savings pockets with goals
A convenient way to save for something special or put money away without the temptation to spend it.

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  • Open an account in minutes

LUCY AT A GLANCE

  • Fee-free account 
  • Mastercard debit card
  • No-interest salary advances
  • Savings pockets
  • Loan management
  • Low-cost remittances
  • Peer and mentor support
  • E-training and marketplace

LOW-FEE REMITTANCES HOME

Having fair and accessible rates for international transfers is just one of the elements that make us built for entrepreneurial women. Benefit from low-cost digital remittances back home - just a fixed $1.50 to banks, and $3 to cash agents, plus very good exchange rates - directly from within the app.

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NO-INTEREST SALARY ADVANCE

Lucy's Salary feature includes no interest-free salary advances. Lucy will manage salary accumulation so you can see how much you have earned each day. You can draw down your available salary whenever you need to for a small fixed fee of $1 per drawdown.

Fee-free accounts with Mastercard 

Create your account in minutes, issued with your own Lucy Mastercard with no fees or minimum balance. Lucy’s digital card has all features of a bank account, but without the unfriendly experience. We go beyond boundaries - money with your name on it. Lucy thinks like you.

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NAMED SAVINGS POCKETS WITH GOALS

Easy to create separate accounts with meaningful names and goals. No fees or minimum balance. Lucy helps you remove temptation to spend and encourages you to save towards your dreams and realising your potential. Lucy turns what-ifs into when can we start.

LOAN MANAGEMENT
- COMING SOON

Coming soon to Lucy is loan management. Request a loan from your employer who then can set it up with your agreed interest rate, the loan amount and the duration. The instalments would be automatically deducted from your monthly salary. As this will also be tracked and there will be an opt-in “loan agreement” from both sides, there will be no dispute.

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