Join Us

Lucy backs you with personalised banking services and mentoring and peer networks - so your good side can shine. Singapore is just the beginning… join us. Together we are unstoppable.



  • Fee-free account with debit card
  • No-interest salary advances
  • Fee-free savings pockets with goals
  • Loan management
  • Flexible credit
  • Fair rate international transfers
  • Peer and mentor support

Fee-free account with debit card

Create your account in minutes, with no fees or minimum balance for virtual account and card. If it suits your needs, we also have a physical card for a small fee. Lucy is all features of a bank account, but without the unfriendly experience. We go beyond boundaries - money with your name on it. Lucy thinks like you.

No-interest salary advances

For employees, Lucy gives access to salary earned every day, allowing salary drawdowns before payday. Once you set up the Lucy app to manage salaries between an employer and employee, the employee can draw down on their available salary for a single fixed fee of $1.00. Together we can fight against the pain and costs of illegal money lenders. Lucy helps you with financial freedom and flexibility. Lucy empowers.


Fee-free savings pockets with goals

Easy to create separate accounts with meaningful names and goals. No fees or minimum balance. Lucy helps you remove temptation to spend and encourages you to save towards your dreams and realising your potential. Lucy turns what ifs into when can we start.

Loan Management

Set up a loan between employees and employers in minutes. Choose your terms. All the benefits of a formal agreement to avoid awkward disputes and creates an easy to track payback schedule. Automated repayments from linked salaries. Lucy puts control back into your hands.


Fair-rate international transfers

Having fair and accessible rates for international transfers is just one of the elements that make us built for entrepreneurial women. Send money home, or to an overseas supplier, directly from your Lucy account to countries worldwide, including to cash-out agents.

Peer and mentor support

Entrepreneurship can be stressful, lonely and scary. Sharing inspirational Lucy stories, simple gestures of encouragement, online training, and knowledge; articles will bring interconnectedness. Helping you to navigate the challenges in setting up and growing a business, through our Lucy community: WeLucy. Together we’re unstoppable.